Published October 25, 2026 in Market Update

Saint Augustine inventory is down 31% while sales still rose

By Brian Sacks

Real estate, Saint Augustine, FL

The one fact that changes what a homeowner should do right now: the Real Estate Data Aggregator counted only 1,549 homes for sale across Saint Augustine in the three months ending August 31, 2026. That is down 31% from the same months in 2025. Fewer sellers means less competition for you if you list.

Realtor.com reported that mortgage rates climbed above 7% for the first time since January 2025. Rates that high usually slow buyers down. Yet the Real Estate Data Aggregator counted 1,449 homes sold across Saint Augustine in the same period, up 6.3% from a year before. Buyers are still showing up.

New listings fell 10.2%, according to the Real Estate Data Aggregator. Fewer owners are putting homes up. That is what is pulling inventory down. For buyers, it means fewer choices and a need to move prepared.

How each ZIP code read in the same period

The market does not move as one. Each ZIP tells a different story. Here is what the Real Estate Data Aggregator counted for the three months ending August 31, 2026.

ZIP 32081 in Ponte Vedra had the tightest supply. The Real Estate Data Aggregator put months of supply there at 2.7, down 1.7 months from a year before. The median sale price rose 6.8% to $699,787. Homes for sale fell 34.9%, the steepest drop of any ZIP in this market.

ZIP 32082 in Ponte Vedra Beach showed the fastest pace. The Real Estate Data Aggregator counted a median of 66 days on market, 11 days shorter than a year ago. Sales rose 17.8%. The median price dipped 18.8% to $852,500. More homes sold, and they sold faster, even as the price pulled back.

ZIP 32082 also had the highest share of homes going under contract within two weeks of listing. The Real Estate Data Aggregator put that figure at 29%, up 13.3 points from a year before. Nearly 3 in 10 listings found a buyer that quickly.

ZIP 32092 in Saint Augustine had the most sales. The Real Estate Data Aggregator counted 543 homes sold, up 9.7%. The median price edged up 2.7% to $480,824. Days on market fell 13 days to 69. Homes for sale dropped 32.6%.

ZIP 32095 in Saint Augustine saw the strongest price gain. The Real Estate Data Aggregator put the median sale price at $477,000, up 15.2%. Inventory fell 29.3%, and new listings dropped 25.3%. Fewer homes came to market, and the ones that did sold for more.

ZIP 32256 in Jacksonville sat at the edge of this market. The Real Estate Data Aggregator counted 215 homes sold, down 4%. The median price dipped 1.7% to $404,000. Still, days on market fell 20 days to 71, and homes for sale dropped 32%. Prices softened a little, but the pace picked up.

The wider picture: rates up, prices still climbing nationally

Nationally, Realtor.com reported that 20.8% of listings took a price cut in September 2026, the highest share since October 2022. That tells you some sellers overreached. Pricing carefully matters more when rates are above 7%.

The Federal Housing Finance Agency reported that U.S. house prices rose 2.6% from July 2025 to July 2026. Month over month, they rose 0.3% in July on a seasonally adjusted basis. The national trend is still positive, just slower.

CNBC reported that a monthly payment on a median-priced home took up roughly 33% of a median family's income in 2025. That same share was 26% in 2022. Affordability has tightened, and buyers know it.

One more thing worth saying: a single street can read very differently from its whole ZIP code. The numbers above cover large areas. Your block may be tighter or softer than the ZIP suggests.